Moratorium period | IRDAI Insurance Regulations 2024 | Gurleen Kaur Tikku

The IRDAI has also reduced the moratorium period significantly from 8 years to 5 years.

Once an active health insurance policy’s moratorium period ends, the insurer cannot deny any claim covered by the policy on any grounds, except fraud.

The moratorium would be applicable on the sums insured of the first policy.

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✅ RDAI Latest Insurance Regulations 2024 : https://youtu.be/9kJma7qBsh0?si=ylj_EWIesA_NpzD_
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✅ TIME STAMPS :-
0:00 Introduction
0:51 Earlier Rules for Moratorium Period
1:03 New Moratorium Period by IRDAI
1:36 Details about Moratorium Period
2:50 Example for Moratorium Period
3:33 Clause for Moratorium Period
4:10 Fraudulent Activities
5:08 Claims Can’t be rejected
5:50 Conclusion
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
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